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Call and Fly Program Terms And Conditions

Redemption, Statements and Account Balances

1. A statement of account will be mailed to you if you have account activity in the preceding statement period. Errors on your statement must be reported in writing to National Collegiate, 3900 Industrial Blvd., Suite 5, Bloomgington IN 47403, or via fax 1-812-333-4185 within 90 days for reconciliation and proper adjustment.

2. If National Collegiate/Telecare, Inc. improperly denies you a point accrual or benefit, liability will be limited to the equivalent of that point accrual or benefit and no additional point or other compensation will be given.

3. All Call & Fly award requests may be made in writing to National Collegiate, 3900 Industrial Blvd., Suite 5, Bloomgington IN 47403, or via fax 1-812-333-4185, or call 1-800-628-8234. Incomplete or unreadable award requests that require further clarification will be delayed. Tickets and award certificates are not replaceable if lost, stolen or otherwise destroyed. Tickets or award certificates are void if brokered.

4. When you request an award, the corresponding number of points for that award level will be deducted from your account. Call & Fly awards are mailed weekly, directly to you within 5 business days from our receipt of your award request. Awards may not be mailed to anyone other than the National Collegiate/Telecare, Inc. customer at the address recorded on the account.

5. Specific blackout dates, and arrival/departure and length-of-stay restrictions (including minimum-length-of-stay and closed-to-arrival requirements) apply. Award reservations must be made directly with Call & Fly or our designee. Call & Fly tickets and awards are not eligible for commission payments.

Call & Fly Rules

1. Accumulation of Call & Fly points and use of Call & Fly travel awards with companies other than National Collegiate/Telecare, Inc. are subject to the continued participation of such companies in the Call & Fly Program.

2. Points accumulated in the Call & Fly Program cannot be transferred to any other awards program. Nor can points or mileage accumulated in another award program be transferred to the Call & Fly Program.

3. Each participating company is responsible for its awards only and not for the awards of other participating companies.

4. Point credit for past dates must be requested within 3 months of the transaction date in order for credit to be awarded; however, transactions prior to your enrollment date or prior to program inception are not eligible for point credit.

5. Fraud or abuse concerning Call & Fly point credit or award usage is subject to appropriate administrative and/or legal actions by Call & Fly including, without limitation, the forfeiture of all award certificates, tickets issued against award certificates and any accrued points in a customer's account, as well as cancellation of the account.

6. Use of award tickets that have been acquired by purchase or for any other consideration may result in the tickets being confiscated. If a trip has been started, any continued travel will be at the passenger's expense on a full-fare basis.

7. Subject to the rules prohibiting purchase, sale and barter of Call & Fly point and travel awards and the rules pertaining to any special National Collegiate/Telecare, Inc. offers, Call & Fly tickets or certificates may be issued in any name designated by the National Collegiate/Telecare, Inc. customer at the time of issuance; thereafter, the awards may not be transferred.

8. Tickets will be issued only in the name of: the National Collegiate/Telecare, Inc. customer or the individual designated as the passenger on the award certificate; or a family member with the same surname as the National Collegiate/Telecare, Inc. customer or the designated passenger; or the spouse of the National Collegiate/Telecare, Inc. customer or the designated passenger when the spouse has a different surname.

9. Once tickets are issued, passenger names cannot be changed.

10. Passengers may be requested to show identification at any time during travel.

11. Awards must be redeemed at least 30 days in advance of outbound departure date.

12. Awards will only be available in the 50 United States and Canada or as indicated in writing in current program rules.

13. At time of ticketing request the customer must provide the exact date of travel and the origin and destination cities.

14. All travel subject to availability and certain restrictions may apply during holiday periods.

15. All tickets are non refundable and nontransferable. Unused tickets can be exchanged in the future through the same specific airline and will be subject to exchange fees imposed by that airline as well as the time frame imposed by the same airline.

16. A copy of the itinerary with all pertinent information will be faxed or mailed to the customer in advance of departure date.

General Terms and Conditions

1. Call & Fly has the right to change, limit, add or delete any of the Program rules, conditions, benefits, awards or award levels pertaining to the Call & Fly Program, in whole or in part, at any time, at its sole discretion, with or with out notice, even though changes may affect the value of the points, awards or earning ability already accumulated. Call & Fly may, among other things, withdraw, limit, modify or cancel any award; cancel or change travel partner awards; increase the points or earning ability required for any award; modify or regulate the transferability of awards or benefits; add on unlimited number of blackout dates; or limit the number of tickets available for award redemption at any or all destinations. Customers, in accumulating points, benefits or other awards, may not rely upon the continued availability of any award or award level, and customers may not be able to obtain all offered award or use awards at all destinations.

2. The Call & Fly Program has no predetermined termination date and may continue until such time as National Collegiate/Telecare, Inc. in its sole discretion elects to designate a Program termination date. National Collegiate/Telecare, Inc. has the right to end the Call & Fly Program by providing written notice to customers six months in advance. In that event, your right to earn points and awards can end six months after notification, no matter the extent of your participation in Call & Fly Program.

3. Call & Fly is not responsible for partner withdrawals from the Program, for award cancellations caused by partner withdrawals, or for changes or discontinuance of a partner service which may affect the awards offered.

4. No employee, agent or other representative of National Collegiate/Telecare, Inc. has the right or authority to modify any of these terms and conditions except in writing from an officer of National Collegiate/Telecare, Inc. . All interpretations of these terms and conditions shall be at the sole discretion of National Collegiate/Telecare, Inc. .

5. Points, awards and benefits do not constitute the property of the member and are not transferable for any reason, including death, as part of a domestic relations matter, or otherwise by operation of law.

6. The sale or barter of any points, tickets, award certificates or benefits other than by National Collegiate/Telecare, Inc. is prohibited. Any points, tickets, award certificates or benefits which National Collegiate/Telecare, Inc. deems to have been transferred, sold or assigned may be confiscated or canceled. Any one individual can maintain a maximum of one National Collegiate/Telecare, Inc. account, and accounts cannot be shared or combined by more than one person. Corporations, associations or groups cannot enroll in the Call & Fly Program unless specifically authorized by an officer of Call & Fly. Program points cannot be combined with or transferable to other National Collegiate/Telecare, Inc. accounts and may not be used in conjunction with any other promotion, coupon, discount or special offer, and are void where prohibited by law. Employees of National Collegiate/Telecare, Inc. , its affiliates or subsidiaries of National Collegiate/Telecare, Inc. , and their respective families living in the same household, are not eligible to enroll in the Call & Fly Program.

7. You are responsible for notifying Call & Fly of any change of address. Call & Fly is not responsible for requests, tickets, award certificates or other correspondence that are lost, delayed or misdirected in the mail or otherwise in transit.

8. National Collegiate/Telecare, Inc. reserves the right to discontinue your Call & Fly Program account if you fail to promptly pay your bill or appear to be utilizing the Program in a manner inconsistent with the terms, conditions or intent of the Program, including, but not limited to, award redemption and ticket use. National Collegiate/Telecare, Inc. also retains the right to discontinue the account of any customer who acts in a manner inconsistent with local, state or federal laws or ordinances. Discontinuance results in the loss of all accumulated point credit.

9. Individual account information (including any tickets or award certificates issued) will not be given to anyone other than the customer whose name appears on the account at the address recorded on the account at the time of the request, unless agreed to by National Collegiate/Telecare, Inc. or required by court order. All requests for account information must be in writing.

10. Your Call & Fly Program account may be closed at National Collegiate/Telecare, Inc. discretion if you do not record usage during a 12-month period. All points in the account will be forfeited at that time.

11. Call & Fly points, tickets and award certificates may be subject to federal, state or other taxes; any required disclosure and tax liability is your responsibility.

12. Neither the Call & Fly Program nor any benefit offering or the like relating to the program shall be construed as, or constitute, a contract, or otherwise establish a contractual relationship, between National Collegiate/Telecare, Inc. and the customer.

13. Call & Fly is a registered trademark of National Collegiate/Telecare, Inc.

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