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| National
Collegiate Terms and Conditions |
Making Your First Call
Once you activate your calling card and accept the following terms and conditions,
follow the instructions on the back of your card. You will select your own
10-digit card number and 4-digit PIN. You will use these numbers each time
you make a call. To place a call from any phone, follow the three-step instructions
on the back of your card. You will be billed monthly for calls charged to
your account.
How Much Can I Spend?
Your calling card has a dollar limit of approximately $150 which meets the
needs of nearly all customers. If you desire a higher limit, call National
Collegiate at 1-800-628-8234. If you exceed your dollar limit, your PIN
will be temporarily deactivated until a payment is made. Account balance
information is available 24-hours per day by calling 1-800-628-8234.
Automatic Bill Paying
The use of your calling card is an extension of credit. You are responsible
for all calls charged to your account until you give notice to National
Collegiate to terminate your service. You will receive a detailed listing
of your calls each month. The cost of those calls will automatically be
billed to your credit card each month. We accept MASTERCARD, AMERICAN EXPRESS,
and VISA.
Where Will My Monthly Statement Be Sent?
Your monthly statement will be sent to the address where you received your
card. You are responsible for any address changes. To change your address,
contact National Collegiate at 1-800-628-8234.
Possible Fees That May Apply
Late Payment Fees: If you do not pay your account balance in full by the
due date, your account will be assessed a 1.5% late fee. If you do not pay
two consecutive bills in full by the due date, your PIN will be deactivated
and an additional late fee will be applied. Collection Fees: If you do not
pay three or more consecutive bills in full by the due dates, your account
will be sent to collections and a $15 collection fee will be applied. You
may reactivate your PIN after paying your account balance in full along
with any late fees and collection fees.
Returned Check Fees: If your check payment is returned from the bank
due to insufficient funds, the amount of the returned check will be reapplied
to your account along with a $20 returned check fee. National Collegiate
will not resubmit returned checks.
USF Fee: This is a 3.8% fee assessed to all calls originating in the
United States. This Federal Universal Service Fund (USF) fee is collected
to help provide affordable telephone services to lower income subscribers
and institutions. This fund is coordinated by the federal government.
Coinless Payphone Charge: This is an FCC mandated charge of $.29 assessed
to all calling card calls placed from a payphone.
A Word About Security
Protect your 10-digit card number and 4-digit PIN just as you would a credit
card. Do not share your PIN and do not allow anyone to watch you enter your
PIN.
What if I Lose My Card or It's Stolen?
If you lose your calling card or believe your PIN has been stolen, immediately
call National Collegiate at 1-800-628-8234 to deactivate your PIN. A replacement
card will be sent to you promptly. A fraud investigation will be conducted
for any unauthorized calls made with your lost or stolen card.
What is Fraud?
Unauthorized use of a calling card PIN to place long distance calls is fraud.
It constitutes theft of services and is a violation of state and federal
law. Fraudulent callers are subject to criminal prosecution.
How Can I Terminate My Service?
You may terminate your calling card service by notifying National Collegiate
or National Collegiate may terminate your service for failure to abide by
the terms of this agreement. You are responsible for all legitimate charges
made prior to termination.
Privacy and Legal Notice Statement
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